Buying your first home is one of life’s biggest milestones — and as parents (and real estate agents), we’ve seen how exciting and overwhelming the process can be. When the time comes for our own kids to take that step, here are the most important lessons we’ll want to share.
Start with the “Why”
Before jumping into listings, talk about why you want to buy. Is it to build equity, plant roots, or stop renting? Knowing your goals helps you make smart, long-term decisions — like choosing the right location and type of home that fits your lifestyle.Know Your Numbers
Buying a home isn’t just about what you can afford — it’s about what you’ll be comfortable affording. We’ll help them look beyond the down payment to include insurance, taxes, and maintenance costs. A strong financial foundation means less stress and more enjoyment in the years ahead.Don’t Skip the Pre-Approval
Before touring homes, a mortgage pre-approval is key. It not only sets a clear budget but also gives buyers an edge in competitive markets where homes can move quickly.Think Beyond the Home Itself
We’ll remind them to look at the neighborhood, not just the house. Are there parks nearby? Good schools? Easy commutes? The right community makes a huge difference — and in St. Louis, every area has its own personality.Lean on a Trusted Agent
Yes, we might be biased — but having an agent who knows the market, the contracts, and the potential pitfalls makes a world of difference. We want our kids to work with someone who listens, educates, and advocates for them every step of the way.
Final Thoughts
Buying your first home is more than a transaction — it’s a foundation for the future. Whether our kids are ready next year or ten years from now, these conversations will set them up for confidence, clarity, and success.
If you or your adult children are starting to think about homeownership, our team would love to help you prepare for that next step.
