If you’re thinking about buying in either Webster Groves or Kirkwood, this decision matters. Whether you’re just dipping your toe into homeownership or looking for your forever home, we know the nuances—because we live and work right here.
As local real estate agents who help clients navigate this decision every day, we’re here to break it down for you.
What’s the Difference?
Starter Home Typically smaller, less expensive, and meant for 3–7 years of living. Great for first-time buyers or those testing out a neighborhood. You might compromise on space, finishes, or layout in exchange for location and price point.
Forever Home This is where you plan to stay long-term—maybe 10+ years or even for life. It may require a larger investment up front, but it’s more likely to match your full wish list, from square footage and backyard size to layout, amenities, and school district preferences.
Questions to Ask Yourself Before Deciding
- How long do you plan to stay in the area? If you’re testing out the area or unsure of your long-term plans, a starter home can give you flexibility. But if you’re putting down roots—especially for schools—a forever home might be worth the wait.
- What does your life look like in 5–10 years? Are you planning to grow your family? Need a home office? Want space for pets, hobbies, or a backyard garden? Your future plans can help guide your budget and layout needs.
- How comfortable are you with ongoing renovations or upgrades? Many starter homes in these areas are charming older bungalows or mid-century ranches that may need updating. Forever homes tend to be move-in ready or already upgraded—but come with a higher price tag.
What the Local Market Supports
Kirkwood’s housing stock supports both paths:
For Starter Home Buyers:
- Charming 2- to 3-bedroom homes under ~1,400 sq. ft.
- Often found on quiet side streets near downtown Kirkwood or within walking distance of schools
- Price range: frequently in the $275K–$400K range, depending on condition and location
- May require light updates, but offer great entry into a competitive market
For Forever Home Seekers:
- Larger lots, 4+ bedrooms, finished basements, and outdoor living space
- Newer construction or fully renovated historic homes
- Price range: $550K–$1M+, especially near highly rated schools and walkable areas like The Magic House or Kirkwood Park
- Many homes are move-in ready with custom features and thoughtful layouts
Webster Groves’ housing stock supports both a “starter home” path and a “forever home” path:
For Starter Home Buyers:
- Charming 2‑ to 3‑bedroom homes, often under ~1,400–1,600 sq. ft. (especially in some of the older bungalows and smaller homes).
- Many located on quiet side streets, near schools (e.g., within the Webster Groves School District) or parks, making them good entry points.
- Price ranges: the median sale price in Webster Groves was about $468,000 in recent months
- Some smaller/less‑updated homes may fall significantly lower, especially if they need work.
- May require light updates: Many starter homes here are older (historic character) so buyers should prepare for some maintenance or updates.
For Forever Home Seekers:
- Larger homes, 4+ bedrooms, larger lots, possibly finished basements, extra amenities (outdoor living spaces, modern kitchens, etc.).
- Newer construction or fully renovated historic homes; typically command premium pricing and less compromise on features.
- Price ranges: $550K‑$1M+ depending on lot size, finishes, location, and condition (especially in highly desirable pockets).
- Move‑in ready: Many of these homes in Webster Groves are already updated—buyers paying for convenience and premium features.
The Joel Svoboda Team Can Help You Decide
We live and work in the Kirkwood/Webster Groves area, and we understand both the emotional and financial factors that go into this decision. Our goal isn’t just to help you buy a house—it’s to help you make a smart move that supports your lifestyle and long-term goals.
Whether you’re looking for a starter home with potential or ready to settle into your forever space, we’ll guide you every step of the way.
Let’s Talk About What’s Right for You
Ready to explore homes? Let’s start with a conversation about your needs, timeline, and budget. We’ll help you decide whether your next move should be a stepping stone—or the final stop.
👉 Contact The Joel Svoboda Team to schedule a no-pressure consultation today.